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#Capital one bay card plus
#Capital one bay card free

The SavorOne for Students Credit Card earns: High ongoing APR: Those who qualify at the higher end of the APR range will be paying an above-average price if they have to carry a balance.Low base rewards rate: Spending outside of the elevated cash-back categories earn minimal rewards.No intro APR offer : Students have little incentive to use this card to finance large purchases or transfer existing high-interest debt.Travel benefits: Pay no foreign transaction fees and enjoy access to travel accident insurance, 24/7 travel assistance, savings on trips booked through Capital One Travel and more.

#Capital one bay card plus

14, 2024, earn cash back on purchases through Uber and Uber Eats, plus a complimentary Uber One membership.

Bonus rewards with no caps: Earn unlimited cash back in often-used spending categories: dining, entertainment, popular streaming services and grocery store purchases.

No annual fee : Students can swipe with confidence knowing their rewards won’t be reduced just for holding the card.

While a high interest rate isn’t surprising for a student card, cardholders who carry a balance could quickly find themselves owing more than they can afford to pay off. There’s no introductory APR offer for purchases or balance transfers, and you could be assigned an APR at the higher end of the range. If you make all of your payments on time and keep your credit utilization low - aka you only use a small portion of your available credit at any given time - this can further help you build your credit. The card also reports your credit activity to all three major credit bureaus (Equifax, Experian and TransUnion).

#Capital one bay card free

You won’t earn free flights or frequent-flier status with this card, but any travel perks on a starter credit card are worth pointing out.Ĭapital One offers some credit-building tools to help students develop responsible habits, including the CreditWise service, which lets you check your TransUnion VantageScore 3.0 credit score for free, the Money & Life Program, a free money-coaching service that includes one-on-one support and the Learn and Grow content hub, which offers tips and resources on building credit. You also get free price drop protection: If you book a flight via Capital One Travel and the price drops within 10 days, you’ll get a travel credit for the difference (up to $50). Cardholders enjoy access to benefits like travel accident insurance, concierge services, 24/7 travel assistance, discounts and bonus rewards on purchases made through Capital One Travel, and no foreign transaction fees. With an excellent rewards rate in popular spending categories, travel perks you don’t often see on student cards, and bonus rewards on Uber and Uber Eats purchases, it offers cardholders a plethora of opportunities to earn unlimited cash back and build a solid credit history.Įven less common among starter and student credit cards are travel perks of consequence, but that’s not the case with the Capital One SavorOne Rewards for Students card. ranks near the top of many best student card lists, and for good reason. The card details on this page have not been reviewed or provided by the card issuer. The Capital One SavorOne Student Cash Rewards Credit Card * The information for the Capital One SavorOne Student Cash Rewards Credit Card has been collected independently by Blueprint. Recommended credit score: Fair or limited.Ĭapital One SavorOne Rewards for Students Credit Card review.Does the issuer offer a preapproval tool? Yes.Other benefits: Complimentary Uber One membership through Novemand access to travel accident insurance, 24-hour travel assistance, complimentary concierge services and extended warranty protection¹.APR: 19.99% to 29.99% variable APR on purchases and balance transfers.Rewards: 10% cash back on Uber & Uber Eats through, 3% cash back on dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart and Target), 5% cash back on hotels and rental cars booked through Capital One Travel, 8% cash back on Capital One Entertainment purchases and 1% cash back on all other purchases.Welcome bonus: $50 cash bonus after spending $100 on purchases in the first three months of account opening.Plus, access to credit monitoring tools can help cardholders improve their credit.Ĭapital One SavorOne Student Cash Rewards Credit Card * The information for the Capital One SavorOne Student Cash Rewards Credit Card has been collected independently by Blueprint. Generous cash back in popular spending categories makes this card a great option for students with fair or limited credit.